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How much can I borrow on my mortgage?

First Time Buyers in Ireland can now borrow up to 92% of the purchase price of the property they are acquiring. Second time purchasers can also borrow up to 92% of the purchase price (100% if they use additional security). Every lending institution has a different method of assessing how much you qualify for. Normally the loan amount you qualify for is based on your ability to repay the loan, both now and in the future. The amount you can borrow is calculated on your income after tax and also takes into account any other financial commitments you may have e.g, personal loans, car loans etc.

As a long established mortgage broker Hiney Financial Services will search the Irish mortgage market on your behalf to obtain the maximum loan amount at the most competitive terms from the lenders that we deal with.

Apply now to see how much of a mortgage you qualify for.

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